Here is a comprehensive list of apps that will help you adapt and simplify daily life in the UK.

💸 Banking and Financial Services

Digital Banks and Payment Cards

Revolut: A multi-currency card that does not require proof of address, great for international transfers.

Monese: A mobile bank that does not require a UK address.

Wise (TransferWise): A card offering the best exchange rates for international transactions.

Monzo / Starling Bank: Digital banks with spending insights and instant transfers.

Cashplus: An alternative to a traditional bank account, suitable for receiving salary payments.

Money Transfers and Budgeting

Western Union / Remitly / WorldRemit: For international money transfers.

PayPal: Convenient for online payments and money transfers.

Curve: Combines multiple cards into one and offers an overview of all your finances.

Splitwise: Helps manage shared expenses with housemates, friends, or colleagues.

Emma / Plum / Yolt: Apps for tracking spending and saving money.

🏦 Bank Cards You Can Get in the UK Without Proof of Address

If you’re in the UK and need a bank card without a fixed address, here are some options:

May Require Minimal Verification:

  1. Revolut: Virtual and physical card, easy registration via the app with just your passport or ID.